123 Financial Group · Australia

Financial calculators Australia

Name: 123 Financial Group
Address: Ste 24, Level 1/10 Bradford Cl, Kotara, NSW, 2289, AU
Telephone: +61249207886

Use free Australian financial calculators for loan repayments, borrowing power, investment growth and loan comparisons. Explore indicative scenarios before your next financial conversation.

Choose a calculator

Loan repayment calculatorUnderstand the rhythm of your repayments and the full cost of your loan over time.
Planning loan capacity calculatorExplore planning loan capacity from after-tax income, living costs, commitments and a reserve.
Investment growth calculatorSee how a starting balance and regular contributions could grow together over the years.
Loan comparison calculatorCompare fee-inclusive repayments and total cash costs for two loan scenarios.
Budget calculatorTurn monthly after-tax income and listed spending into an annual cumulative surplus or shortfall.
Loan cost rate calculatorEstimate a fee-inclusive all-in annualised loan cost rate.
Extra repayment calculatorSee how a regular top-up could shorten your home loan and reduce interest.
Home loan offset calculatorEstimate the potential interest and time saved with an offset account.
Compound interest calculatorProject how compounding can grow a starting balance over time.
Credit card repayment calculatorModel a fixed monthly card repayment, interest and account fees with an exact final payment.
Fortnightly & weekly repayment calculatorCompare loan repayment amounts across monthly, fortnightly and weekly frequencies.
How long to repay calculatorEstimate the repayment time for a balance, rate and chosen monthly payment.
How long to save calculatorEstimate how long regular savings could take to reach your target.
Deposit needed calculatorSet a property price and deposit target to plan your next purchase.
Income annualisation calculatorConvert weekly income into an annual figure for up to 52 paid weeks.
Income tax calculatorEstimate Australian resident tax and take-home pay for the selected tax year.
Interest-only loan calculatorSee the interest-only payment and the repayment shock after that period.
Principal & interest calculatorEstimate a standard principal-and-interest repayment for your loan.
Lease calculatorEstimate regular lease payments from an asset price, residual value and rate.
Lump sum repayment calculatorCompare shortening the term with reducing repayments after a lump sum.
Mortgage switching calculatorCompare repayments and monthly fees, switching costs, break-even and net saving.
Introductory rate loan calculatorPrepare for a potential repayment change when an introductory rate ends.
Property buying costs calculatorBuild an indicative picture of deposit and editable upfront buying costs.
Property selling costs calculatorEstimate selling costs and net proceeds, including a possible negative result.
Reverse mortgage calculatorProject debt, property value, equity and LVR with monthly compounding.
Rent vs buy calculatorCompare two equal-budget wealth scenarios using editable cost and return assumptions.
Savings calculatorProject your balance, contributions and potential interest over your savings horizon.
Split loan calculatorSee initial split-loan repayments and the projected payment after the fixed period.
General transfer duty calculatorEstimate general transfer duty for NSW, VIC or QLD without concessions.

These calculators provide indicative estimates only. Your adviser can help you understand how the numbers fit your full lending or investment picture.